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The primary advantages in the modular building process are predicted to make this method the dominant force in building. Efficient manufacturing of products with buyer appeal is sure to accelerate this thrust. The unique advantages inherent in modular construction have benefits that can work to the advantage of the residential construction industry. Becoming the dominant force will not be achieved in any revolution but in a continued gradual integration of the modular method into the traditional building process.
Most lenders will require a down payment between 5% and 20% of the total value of your building project. For example; if your building project (land and house) is projected to be $200,000 and your lender is requiring a 10% down payment, you will need a minimum down payment of $20,000. The total monthly loan amount extended to you will be in the range of 28-35% of your gross monthly income. If you earn $4,500 per month gross, then the amount you will be allowed to allocate to taxes, principal and interest for a home mortgage will be around $1,300 to $1,650 per month.
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