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This is an important step, one that is overlooked by many. Suggestion: know what you can afford before you spend countless hours looking at different models and floor plans. It is recommended contacting at least three different lenders. Find a lender you feel comfortable with, one who listens to you and offers practical alternatives for your particular situation.
This is the most common and cost-efficient construction loan option. The single close allows homeowners to qualify and close with one application - one set of fees - one closing - one loan. This loan provides funds that are disbursed as needed during the construction phase and then converts to a permanent, fully amortized mortgage at the time of completion.
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