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There are many variables in determining an interest rate. Your credit history plays a big role. The amount of your down payment will also affect your interest rate. A large down payment typically means a lower rate. If you put down 10% or more you can typically secure an interest rate between 6% to 7.50% with a 30-year mortgage.
A construction end-loan is simply a permanent mortgage that does not have a construction phase feature. It provides the buyer a traditional mortgage to purchase a completed new construction home. This option typically applies in subdivisions, condominiums and planned unit developments where the builder or developer has obtained the construction financing to complete the project
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